APY
Annual Percentage Yield. The yearly rate of return including compound interest. More frequent compounding increases the effective yield.
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Popular terms
APR
Annual Percentage Rate. A simple rate without compounding. APY typically exceeds APR when interest compounds.
TVL
Total Value Locked. The total value of assets deposited in a protocol. High TVL generally signals deeper liquidity and user trust.
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Most-used how-to guides
- Beginner-Safe DeFi: CEX -> Wallet -> First Yield
Follow a vetted sequence of exchange, wallet, then single-sided yield to practice secure fund flows before scaling up.
- How to Choose a Trusted Exchange
Compare regional availability, security features, and fees so you can open a compliant CEX account with confidence.
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Latest insights
- Why APYs Move and How to Judge Sustainability
Unpack the factors driving APY changes—token incentives, borrowing demand, and fee revenue—and evaluate whether yields will last.
- DeFi vs. CeFi: Mapping the Risk Trade-offs
Compare decentralized and centralized yield platforms across transparency, custody, and regulatory protection.